GCash 2018 APK: A Mobile Wallet for Cashless Transactions
Are you looking for a convenient and secure way to pay for your online purchases, bills, and other transactions? Do you want to avoid the hassle of carrying cash or waiting in long lines? If you answered yes, then you might want to try GCash 2018 APK.
gcash 2018 apk
GCash 2018 APK is a mobile wallet app that lets you instantly pay bills, buy load, send money, shop, and more all in the safety of your own home. It's a safe, secure mobile wallet that connects to your mobile number, making it available anytime, anywhere.
In this article, we will tell you everything you need to know about GCash 2018 APK. We will explain what GCash is, how to download and install it on your Android device, how to use it for online payments, how to cash in and cash out with it, and how to extend your budget with GCredit.
What is GCash?
GCash is a digital wallet that lets you shop, send, save, and more with your smartphone.
GCash is a digital wallet that holds your money in an electronic form. You can use it to perform various transactions using your smartphone. With GCash, you can:
Pay bills and fees to over 400 billers
Buy load for anyone on all networks
Send money to GCash, Coins.ph, PayMaya, and bank accounts
Shop online and pay with GCash at various merchants and platforms
Invest your money in various funds and earn interest
Save money with GSave, a high-interest savings account powered by CIMB Bank
Plant trees with GForest by earning green energy points
Receive remittances from MoneyGram and Western Union
Link your PayPal to GCash to withdraw or transfer funds for free
Access GCredit, a mobile credit line based on your GScore
GCash is regulated by the Bangko Sentral ng Pilipinas and has over 33 million registered users.
GCash is not just any mobile wallet app. It is regulated by the Bangko Sentral ng Pilipinas (BSP), which ensures that GCash complies with the highest standards of security, transparency, and customer protection. GCash is also a member of the Philippine Payments Management, Inc. (PPMI), which oversees the implementation of the National Retail Payment System (NRPS) in the country.
GCash has over 33 million registered users as of December 2020, making it the largest mobile wallet in the Philippines. GCash users can enjoy a wide range of services and benefits that make their lives easier and more convenient.
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GCash is open to all networks and zero-rated for Globe and TM subscribers.
GCash is not exclusive to Globe or TM subscribers. Anyone with a valid Philippine mobile number can register and use GCash for free. You can also use GCash on any smartphone, whether it's Android or iOS.
If you are a Globe or TM subscriber, you can enjoy zero-rated data charges when using GCash. This means that you can access GCash without consuming your data allocation or incurring additional fees. You can also get freebies and discounts from Globe Rewards when you use GCash.
How to Download and Install GCash 2018 APK
You can download GCash 2018 APK from APKCombo or Google Play Store.
If you want to use GCash on your Android device, you need to download and install the GCash app. You can get the GCash 2018 APK from APKCombo, a website that provides free and safe APK downloads for various apps and games. You can also get the latest version of GCash from Google Play Store, the official app store for Android devices.
To download GCash 2018 APK from APKCombo, follow these steps:
Go to and search for GCash.
Select the GCash app from the search results and click on Download APK.
Choose a download server and wait for the download to finish.
To download GCash from Google Play Store, follow these steps:
Go to and search for GCash.
Select the GCash app from the search results and click on Install.
Wait for the installation to finish.
You need to enable installation from unknown sources or install unknown apps in your phone settings.
If you downloaded GCash 2018 APK from APKCombo, you need to enable installation from unknown sources or install unknown apps in your phone settings. This is because APK files are not verified by Google Play Store and may pose security risks if not trusted. To enable installation from unknown sources or install unknown apps, follow these steps:
Go to your phone settings and look for Security or Privacy.
Find the option that says Unknown Sources or Install Unknown Apps and toggle it on.
You may see a warning message that says installing unknown apps may harm your device. Tap on OK or Allow to proceed.
You need to register for a free GCash account using your mobile number.
After installing the GCash app on your device, you need to register for a free GCash account using your mobile number. To register for a GCash account, follow these steps:
Open the GCash app and tap on Register.
Enter your mobile number and tap on Next. You will receive a verification code via SMS.
Enter the verification code and tap on Submit.
Create a four-digit MPIN (Mobile Personal Identification Number) that you will use to access your GCash account. Tap on Submit.
Enter your personal information such as name, birthdate, address, and email. Tap on Submit.
You have successfully registered for a GCash account. You can now access the GCash dashboard and explore its features.
How to Use GCash for Online Payments
You can use GCash to pay bills, buy load, send money, shop online, and more.
One of the main benefits of using GCash is that you can use it to pay for various online transactions without using cash or credit cards. With GCash, you can:
TransactionDescriptionHow to do it
Pay billsYou can pay bills for utilities, credit cards, government services, insurance, loans, schools, etc.T ap on Pay Bills on the GCash dashboard. Choose a biller category and a biller name. Enter the amount and the account number. Confirm the details and enter your MPIN.
Buy loadYou can buy load for yourself or for others on any network. You can also buy data, call, and text promos.Tap on Buy Load on the GCash dashboard. Enter the mobile number or choose from your contacts. Choose a load amount or a promo. Confirm the details and enter your MPIN.
Send moneyYou can send money to other GCash users, bank accounts, Coins.ph, PayMaya, or remittance centers.Tap on Send Money on the GCash dashboard. Choose a send money option and enter the recipient's details. Enter the amount and an optional message. Confirm the details and enter your MPIN.
Shop onlineYou can shop online and pay with GCash at various e-commerce platforms such as Lazada, Shopee, Zalora, etc.Go to the online shopping site or app and choose your items. Proceed to checkout and choose GCash as your payment method. Enter your GCash-registered mobile number and confirm the payment on the GCash app.
You can use GCash to pay QR codes at over 70,000 partner merchants nationwide.
Another way to use GCash for online payments is to pay QR codes at over 70,000 partner merchants nationwide. QR codes are scannable codes that contain payment information. With GCash, you can scan QR codes and pay with your GCash balance in just a few seconds.
To pay QR codes with GCash, follow these steps:
Tap on Pay QR on the GCash dashboard.
Scan the merchant's QR code or enter their QR code ID.
Enter the amount and confirm the payment.
You can use GCash to receive remittances and PayPal funds online.
GCash is not only for sending money, but also for receiving money online. You can use GCash to receive remittances from MoneyGram and Western Union without going to their branches. You can also use GCash to receive funds from your PayPal account without paying any fees.
To receive remittances with GCash, follow these steps:
Tap on Cash In on the GCash dashboard.
Choose Remittance and select MoneyGram or Western Union.
Enter the reference number and the amount of the remittance.
Confirm the details and receive the money in your GCash wallet.
To receive PayPal funds with GCash, follow these steps:
Tap on Cash In on the GCash dashboard.
Choose PayPal and link your PayPal account to your GCash account.
Enter the amount of funds you want to transfer from PayPal to GCash.
Confirm the details and receive the money in your GCash wallet.
How to Cash In and Cash Out with GCash
You can cash in to your GCash wallet using online banking, debit cards, or over-the-counter partners.
If you want to add money to your GCash wallet, you can cash in using various methods such as online banking, debit cards, or over-the-counter partners. You can cash in up to P100,000 per month depending on your verification level.
To cash in using online banking, follow these steps:
Tap on Cash In on the GCash dashboard.
Choose Online Banking and select your preferred bank such as BPI, BDO, UnionBank, etc.
Enter the amount you want to cash in and confirm it on your bank's app or website.
Wait for the confirmation message and receive the money in your GCash wallet.
To cash in using debit cards, follow these steps:
Tap on Cash In on the GCash dashboard.
Choose Mastercard/Visa Debit Card and link your debit card to your GCash account.
Enter the amount you want to cash in and confirm it with your card's OTP or PIN.
Wait for the confirmation message and receive the money in your GCash wallet.
To cash in using over-the-counter partners, follow these steps:
Tap on Cash In on the GCash dashboard.
Choose Over-the-Counter and select your preferred partner such as 7-Eleven, Cebuana Lhuillier, SM, etc.
Enter the amount you want to cash in and generate a barcode or reference number.
Go to the partner outlet and present the barcode or reference number along with your payment.
Wait for the confirmation message and receive the money in your GCash wallet.
You can cash out from your GCash wallet using GCash Mastercard, partner outlets, or bank transfers.
If you want to withdraw money from your GCash wallet, you can cash out using various methods such as GCash Mastercard, partner outlets, or bank transfers. You can cash out up to P100,000 per month depending on your verification level.
To cash out using GCash Mastercard, follow these steps:
Order a GCash Mastercard online or from partner outlets for P150.
Link your GCash Mastercard to your GCash account by tapping on My Linked Accounts on the GCash dashboard.
Go to any BancNet or Mastercard ATM and insert your GCash Mastercard.
Select Savings and enter your MPIN as your PIN.
Enter the amount you want to cash out and confirm it.
Collect your cash and receipt.
To cash out using partner outlets, follow these steps:
Tap on Cash Out on the GCash dashboard.
Choose Over-the-Counter and select your preferred partner such as Villarica, Tambunting, etc.
Enter the amount you want to cash out and generate a reference number.
Go to the partner outlet and present the reference number along with your valid ID and GCash-registered mobile number.
Collect your cash and receipt.
To cash out using bank transfers, follow these steps:
Tap on Bank Transfer on the GCash dashboard.
Select your preferred bank from the list of partner banks such as BPI, BDO, Metrobank, etc.
Enter the amount you want to cash out and the recipient's account details.
Confirm the details and enter your MPIN.
Wait for the confirmation message and receive the money in your bank account.
How to Extend Your Budget with GCredit
GCredit is a mobile credit line based on your GScore that you can use to pay bills or shop online.
If you need extra funds for your online payments, you can use GCredit, a mobile credit line that you can access through GCash. GCredit is based on your GScore, which is a trust score that measures how responsible you are as a GCash user. The higher your GScore, the higher your credit limit and the lower your interest rate.
You can use GCredit to pay bills or shop online using GCash. You can also use it to pay QR codes at select merchants. You can repay your GCredit balance within 30 days or on your due date. You can also pay in installments with flexible terms and rates.
GCredit has a credit limit that starts from P1,000 to P30,000 and an interest rate of 5% per month.
The amount of credit that you can access with GCredit depends on your GScore. The higher your GScore, the higher your credit limit. The credit limit starts from P1,000 and can go up to P30,000. You can check your credit limit by tapping on Manage Credit on the GCash dashboard.
The interest rate that you will pay for using GCredit also depends on your GScore. The higher your GScore, the lower your interest rate. The interest rate is 5% per month or 0.1667% per day. You will only pay interest for the days that you use GCredit. You can check your interest rate by tapping on Manage Credit on the GCash dashboard.
You can build your GScore by using GCash frequently and paying your dues on time.
If you want to increase your credit limit and lower your interest rate with GCredit, you need to build your GScore. You can do this by using GCash frequently and paying your dues on time. Here are some tips to improve your GScore:
Cash in regularly to fund your GCash wallet.
Pay bills, buy load, send money, shop online, and more with GCash.
Pay QR codes with GCredit at partner merchants.
Pay your GCredit balance in full or in part on or before your due date.
Avoid late payments, bounced payments, or exceeding your credit limit.
Conclusion
GCash 2018 APK is a mobile wallet app that lets you enjoy cashless transactions with your smartphone. You can use it to pay bills, buy load, send money, shop online, and more. You can also use it to receive remittances and PayPal funds online. You can cash in and cash out with GCash using various methods such as online banking, debit cards, or over-the-counter partners. You can also extend your budget with GCredit, a mobile credit line based on your GScore.
If you want to experience the convenience and security of GCash, you can download and install GCash 2018 APK from APKCombo or Google Play Store. You can register for a free GCash account using your mobile number and start using GCash for your online payments.
FAQs
What are the benefits of using GCash?
Some of the benefits of using GCash are:
You can save time and money by avoiding cash handling and transportation costs.
You can access a wide range of services and features that make your life easier and more convenient.
You can enjoy discounts, rebates, rewards, and promos from GCash and its partners.
You can protect yourself from fraud and theft by using a secure and encrypted platform.
You can help the environment by reducing paper and plastic consumption.
Is GCash safe to use?
Yes, GCash is safe to use. GCash is regulated by the Bangko Sentral ng Pilipinas (BSP) and complies with the highest standards of security, transparency, and customer protection. GCash also uses advanced technology such as biometrics, OTPs, MPINs, and QR codes to ensure the safety of your transactions. GCash also has a 24/7 customer service hotline that you can contact for any concerns or issues.
How can I verify my GCash account?
To verify your GCash account, you need to submit a valid ID and a selfie through the GCash app. Verifying your account will increase your transaction limits and unlock more features such as cashing out, receiving remittances, linking PayPal, and accessing GCredit. To verify your account, follow these steps:
Tap on the menu icon on the upper left corner of the GCash dashboard.
Tap on Verify Now and choose Get Fully Verified.
Select a valid ID from the list and take a photo of it.
Take a selfie and confirm your information.
Wait for the verification result within 30 minutes.
How can I contact GCash customer service?
If you have any questions or concerns about GCash, you can contact GCash customer service through the following channels:
GCash hotline: 2882
GCash email: support@gcash.com
GCash Facebook:
GCash website:
What are some tips to use GCash wisely?
Some tips to use GCash wisely are:
Set a budget and track your spending with GCash.
Save money regularly with GSave or invest it with GInvest.
Earn green energy points with GForest by reducing your carbon footprint.
Use GCredit responsibly and pay your dues on time.
Refer your friends to GCash and earn referral rewards.
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